"Is it hard to get federal disability retirement?" Yes, because the FERS application process involves strict eligibility requirements and detailed documentation. Applicants must provide evidence that their medical condition significantly limits their job performance and obtain agency certification stating no accommodations are possible. Many applications fail due to errors or lack of supporting documents. To navigate the challenges, seeking expert advice from a federal disability attorney is highly recommended. Despite its complexity, federal disability retirement offers essential financial benefits, helping employees with health issues maintain stability and focus on their well-being when they can no longer work.